31 March 2023

Dear Valued HBZ Clients,

Assalamu 'alaykum wa Rahmatullah wa Barakatuh

Thank you for your loyal support to HBZ Bank Limited - Sirat Islamic Banking.

Please note that with effect from 02 May 2023, the principal and profit of your Islamic Investment Certificate(s) will be credited to your savings/current account upon maturity and will not automatically be rolled over.

For any enquiries relating to the above, please do not hesitate to contact your Business Relationship Manager at our branches.

We look forward to your continued patronage.

Regards

HBZ Bank Limited- Islamic Banking Branch