HBZ Bank Limited  
(A Subsidiary of Habib Bank AG Zurich) 
 South Africa


Terms and Conditions
You are required to abide by the HBZ Bank Limited terms to access it's web site www.hbzbank.co.za. This site contains links, pages, data and information of other country specific web sites and pages owned and operated by HBZ Bank Limited (incorporated in Switzerland) and by accessing this site and online services and any pages thereof, you agree to be bound and indicate your acknowledgment and acceptance of these terms and conditions.

If you do not agree or accept the terms and conditions below, do not access this web site and any other related online services and pages.

The contents of the web site(s) including, but not limited to it's logo, pages, text, graphics, links, pictures, sounds, information and material therein are the property of HBZ Bank Limited (incorporated in Switzerland) and protected by copyright. Any unauthorized use or link or reproduction of information, material and hPLUS proprietary software is strictly prohibited. www.hbzbank.co.za is owned by HBZ Bank Limited.

Use of Information, Material and Services
Any or all information and material contained in these text, graphics, links, pictures, and pages are subject to change without any prior notification. Any information or request or secure mail submitted to HBZ Bank Limited through this site is deemed to be the property of HBZ Bank Limited. The information and opinion disclosed on the web site is neither an invitation nor an offer to purchase or invest nor an invitation or an offer to perform a transaction.

Geographical Areas Not all products and services are available in all geographical areas. You may not be eligible to request, participate and use all products, functions and services described on this web site.

Your eligibility to a particular product(s), function(s) and service(s) is subject to geographical areas and to final acceptance and approval of HBZ Bank Limited.

No Guarantee
The information contained in this web site including but not limited to the text, graphics, links, sounds, pictures and any other information has been carefully obtained and analyzed by HBZ Bank Limited. HBZ Bank Limited has tried to provide the best available, accurate and up to date information on the site. However HBZ Bank Limited does not furnish any guarantee and does not offer any warranty (including liabilities towards third parties) in respect of correctness, updating, completeness, of any or all information. The information on this web site is provided for general information only and should not be used as a basis for concluding opinions and business decisions. HBZ Bank Limited does not guarantee in any way that the functions on its web site will not be interrupted or that they are free of errors, that errors are rectified or that the site or the respective server is free of viruses or any other detrimental elements.

HBZ Bank Limited does not accept any liability and will not be liable for any loss or damage arising directly or indirectly from the use of this web site. The data, transactions and functions made available through this web site may change from time to time or may be cancelled without any prior notice.

HBZ Bank Limited is not under any obligation to provide text, data and service(s) on the web site or any part of it at all times or during particular hours. The Bank may withdraw, suspend, cancel, revoke or restrict the service at its sole discretion.

Any hyper links within this site are for information purpose only and any opinion, explicit or implied in news items through news papers, magazines and periodicals are solely those of the author, and do not necessarily represent those of HBZ Bank Limited.

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