HBZ Bank Limited  
(A Subsidiary of Habib Bank AG Zurich) 
 South Africa

Business Banking

Personal Banking

Islamic Banking


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e-Banking | Real Time ClearingProducts

Manage your account and conduct financial transactions with real time clearing from the secure channel of your choice.

Key Features:

  1. A service to provide 24x7 funds transfer to our clients
  2. Following limits for RTC transfers are applicable:
    • Monday – Friday 00H00 – 16H00 Max transfer amount R 5,000,000
    • Monday – Friday 16H01 – 23H59 Max transfer amount R 250,000
    • Saturday, Sunday & Public Holidays 00H00 – 23H59 (All day) Max transfer amount R250,000]
  3. For charges related to this service please refer to our Schedule of Charges.
  4. Since payment instructions through this service, once processed, cannot be withdrawn, please take care while entering the beneficiary (ies) account numbers(s) correctly.
  5. Transfers greater than R 5,000,000 before 4.00 pm are processed via SWIFT and will reflect on the same day.
  6. For RTC transfer to a non RTC participating bank, please use the option Bulk payment or EFT payment.
  7. To access this service please log on to our new e-Banking portal or click here.

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