Planned Maintenance

Dear Valued Client,

Due to scheduled system maintenance,
the www.hbzbank.co.za website will be temporarily unavailable from
2:00 pm on Friday, 1 September 2017 until
7:30 am on Saturday 2 September 2017.   

You can however login to our Online Internet Banking website using the following link i.e. https://sub.habibbank.com/SA/hPLUS.

We apologize for any inconvenience caused during this time.

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HBZ Bank Limited  
(A Subsidiary of Habib Bank AG Zurich) 
 South Africa
 
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What sets Islamic Banking apart from conventional banking is an adherence to the principles of Shari'ah, which in simple terms means our Islamic Branch is not allowed to charge or pay interest on financing or deposits, or transact in investments or businesses involving alcohol, gambling or other Islamically unacceptable activities.

Conventional Banking Islamic Banking
  • Based on Interest
  • Deals in money or paper
  • Based on a fixed return for both deposits and lending
  • Does not involve itself in trade and business
  • Based on profit or rent
  • Deals in assets
  • Based on profit sharing or dividend for deposits and on profit or markup for lending
  • Actively participates in trade and production

Islamic Banking is available to any persons or businesses regardless of their religious beliefs.

Our Islamic Banking division is under the guidance of our Shari'ah Advisor, Mufti Ebrahim Desai. All documents have been reviewed and certified by the Darul Iftaa Mahmudiyyah as being in compliance with Shari'ah Laws and meet the requirements of Islamic Finance.

Please refer to our Brochure or contact our Islamic Branch for more information.



SIRAT Savings Account

SIRAT Savings Account


  • No restrictions or limits on transactions.
  • Web Banking.
  • E-Statement.
  • Online Access for real-time payment.
  • Debit cards for individuals.

    Read More...




SIRAT Murabaha Financing

SIRAT Murabaha Financing




  • For local purchase and import of raw materials and finished goods.


  • Tenure: maximum up to 120 Days.

    Read More...




SIRAT Current Account

SIRAT Current Account


  • Customised Cheque book.
  • No restrictions or limits on transactions.
  • Web Banking.
  • E-Statement.
  • Online Access for real-time payment.
  • Debit cards for individuals.

    Read More...




SIRAT Islamic Investment Certificates

SIRAT Islamic Investment Certificates




  • Fixed Investment for 1, 3, 6, 12 months and above, with attractive profit on maturity.



  • 1 year fixed investment with profit payable monthly.

    Read More...




SIRAT Diminishing Musharakah

SIRAT Diminishing Musharakah




  • Commercial Assets Finance- Shariah Compliant Way


  • Affordable repayment terms from one to five years.

    Read More...




SIRAT Shariah Forward Exchange Contract

SIRAT Shariah Forward Exchange Contract




  • Fixed Forward Exchange Contract.
  • Fully And Partially Optional Forward Exchange Contract.

    Read More...



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