Planned Maintenance

Dear Valued Client,

Due to scheduled system maintenance,
the website will be temporarily unavailable from
2:00 pm on Friday, 1 September 2017 until
7:30 am on Saturday 2 September 2017.   

You can however login to our Online Internet Banking website using the following link i.e.

We apologize for any inconvenience caused during this time.

HBZ Bank Limited  
(A Subsidiary of Habib Bank AG Zurich) 
 South Africa

SIRAT Profit Rates

SIRAT Savings Account

SIRAT Current Account

SIRAT Murabaha Financing

SIRAT Premium Call Account

SIRAT Islamic Investment Certificates

SIRAT Diminishing Musharakah

SIRAT Shariah Forward Exchange Contract

Opening Islamic Banking Account

Islamic Banking FAQ's

SIRAT Islamic Investment CertificatesBrighter Future, Greater Growth

Sirat Islamic Investment Certificates (SIIC) are issued on the basis of Mudarabah. The Bank is Mudarib (i.e Manager) and depositors are Rab-ul-Maal (i.e Depositors). SIIC is available with multiple tenures to suit investment requirements.
Brighter Future, Greater Growth

View our competitive Profit Rates here

Certificate of Shariah Compliancy


  • Fixed Investment for 1, 3, 6, 12 months and above, with attractive profit on maturity
  • 1 year fixed investment with profit payable monthly.

How to Apply:

Please contact the Islamic Branch for more information.

Copyright © 2022 HBZ Bank Limited, all rights reserved. Disclaimer | Access to Information Act | Data Privacy Notice | Cookies Notice