Planned Maintenance

Dear Valued Client,

Due to scheduled system maintenance,
the www.hbzbank.co.za website will be temporarily unavailable from
2:00 pm on Friday, 1 September 2017 until
7:30 am on Saturday 2 September 2017.

You can however login to our Online Internet Banking website using the following link i.e. https://sub.habibbank.com/SA/hPLUS.

We apologize for any inconvenience caused during this time.

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SIRAT Islamic Investment Certificates

SIRAT Shariah Forward Exchange Contract

SIRAT Shariah Forward Exchange ContractShariah Forward Exchange Contract for International Trade

SIRAT FEC is a Shariah compliant trade product for businesses that are involved in international trade to hedge their foreign exchange risk.
Commercial Assets Finance- Shariah Compliant Way

Our Islamic Banking division is under the guidance of our Shari'ah Advisor, Mufti Ebrahim Desai. All documents have been reviewed and certified by the Darul Iftaa Mahmudiyyah as being in compliance with Shari'ah Laws and meet the requirements of Islamic Finance.

Certificate of Shariah Compliancy

Features:

Fixed Forward Exchange Contract.
Fully And Partially Optional Forward Exchange Contract.

How to Apply:

Please contact the Islamic Branch for more information.

SIRAT Profit Rates

SIRAT Savings Account

SIRAT Current Account

SIRAT Murabaha Financing

SIRAT Premium Call Account