Planned Maintenance

Dear Valued Client,

Due to scheduled system maintenance,
the www.hbzbank.co.za website will be temporarily unavailable from
2:00 pm on Friday, 1 September 2017 until
7:30 am on Saturday 2 September 2017.   

You can however login to our Online Internet Banking website using the following link i.e. https://digital.habibbank.com/sa.

We apologize for any inconvenience caused during this time.
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HBZ Bank Limited  
(A Subsidiary of Habib Bank AG Zurich) 		  South Africa

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SIRAT Profit Rates


SIRAT Savings Account



SIRAT Current Account



SIRAT Murabaha Financing



SIRAT Premium Call Account



SIRAT Islamic Investment Certificates



SIRAT Diminishing Musharakah



SIRAT Shariah Forward Exchange Contract



Opening Islamic Banking Account



Islamic Banking FAQ's

SIRAT Diminishing MusharakahCommercial Assets Finance- Shariah Compliant Way

Diminishing Musharakah is used for the purpose of financing assets i.e. Property, Vehicle and Machinery.

In Diminishing Musharakah, the Bank and the Customer participate in joint ownership of the subject property / equipment or a commercial enterprise.

The customer, as a lessee, uses the share of the Bank and pays rentals, and as a partner redeems the share of the Bank.
Commercial Assets Finance- Shariah Compliant Way

Certificate of Shariah Compliancy

Features:

  • Affordable repayment terms from one to five years.

How to Apply:

Please contact the Islamic Branch for more information.

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HBZ Bank Limited is a licensed financial services provider in terms of the Financial Advisory and Intermediary Services Act and a registered credit provider in terms of the National Credit Act, registration number NCRCP8.