Planned Maintenance

Dear Valued Client,

Due to scheduled system maintenance,
the www.hbzbank.co.za website will be temporarily unavailable from
2:00 pm on Friday, 1 September 2017 until
7:30 am on Saturday 2 September 2017.   

You can however login to our Online Internet Banking website using the following link i.e. https://digital.habibbank.com/sa.

We apologize for any inconvenience caused during this time.

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HBZ Bank Limited  
(A Subsidiary of Habib Bank AG Zurich) 
 South Africa
 

SIRAT Profit Rates


SIRAT Savings Account



SIRAT Current Account



SIRAT Murabaha Financing



SIRAT Premium Call Account



SIRAT Islamic Investment Certificates



SIRAT Diminishing Musharakah



SIRAT Shariah Forward Exchange Contract



Opening Islamic Banking Account



Islamic Banking FAQ's



SIRAT Weightages and Profit Sharing Ratios

Validity : 1st May 2024 to 31st May 2024

SIRAT Savings

Tiers Weightages P.Rates* %
1 - 5,0000.02000.18
5,001 - 50,0000.16001.44
50,001 - 100,0000.20001.80
100,001 - 500,0000.24002.16
500,001 - 1,000,0000.28002.52
1,000,001 - above0.36003.24
Weightages Last Updated: 2024-05-06 16:07
*P.Rates: Indicative Profit Rates


SIRAT Premium Call Account

Tiers SameDay 48Hrs 7 Days 32 Days 60 Days 92 Days
Weightages P.Rates* % Weighthages P.Rates* % Weightages P.Rates* % Weightages P.Rates* % Weightages P.Rates* % Weightages P.Rates* %
1 - 99,999.990.000905.330.001066.280.001217.170.001368.060.001408.300.001448.53
100,000.00 - 999,999.99 0.000925.450.001076.340.001227.230.001378.120.001418.360.001458.59
1,000,000 - 4,999,999.990.000935.510.001156.810.001297.640.001388.180.001428.410.001468.65
5,000,000.00+0.001056.220.001207.110.001358.000.001398.240.001438.470.001478.71
Weightages Last Updated: 2024-05-06 16:07
*P.Rates: Indicative Profit Rates
 


SIRAT Islamic Investment Certificates

Period Weightages P.Rates* %
One Month0.65005.85
Three Months0.67006.03
Six Month0.85007.65
1 Year Monthly0.90008.10
1 Year1.00009.00
Weightages Last Updated: 2024-05-06 16:07
*P.Rates: Indicative Profit Rates


Note Weightages are:

  1. Subject to immediate change.
  2. Quoted as per annum rates.
  3. Quoted as indicative rates of return and based on the Shari`ah principle of Mudarabah.

How to Apply:

Please contact the Islamic Branch for more information.

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HBZ Bank Limited is a licensed financial services provider in terms of the Financial Advisory and Intermediary Services Act and a registered credit provider in terms of the National Credit Act, registration number NCRCP8.